The Moneyist: My wife made her sister 401(k) beneficiary. I asked to be listed in case she dies first — she promised her sister would ‘give me the money.’ What should I do? – VibeJiver

The Moneyist: My wife made her sister 401(k) beneficiary. I asked to be listed in case she dies first — she promised her sister would ‘give me the money.’ What should I do?

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‘All of my accounts have her as the beneficiary, and our will lists her to get everything we own if I should die.’

‘All of my accounts have her as the beneficiary, and our will lists her to get everything we own if I should die.’