The Moneyist: My wife and I are in our 50s. We lost our house in 2008, declared bankruptcy and finally bought another home. We will inherit $200K. How should we invest it?

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‘We had a sizable down payment, and had to finance the balance through a private lender at 8% interest. We’ve only set aside $40,000 in our 401(k).’

‘We had a sizable down payment, and had to finance the balance through a private lender at 8% interest. We’ve only set aside $40,000 in our 401(k).’