The Moneyist: I’m 29. I have $1,000 in my checking account, $3,000 in savings and a $20,000 emergency fund. Am I doing OK financially? – VibeJiver

The Moneyist: I’m 29. I have $1,000 in my checking account, $3,000 in savings and a $20,000 emergency fund. Am I doing OK financially?

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‘Should I just move my $20,000 emergency fund to a high yield savings account?’

‘Should I just move my $20,000 emergency fund to a high yield savings account?’