The Moneyist: ‘I use credit cards for everything’: I’m 36, earn $62,000 and have $290,000 in retirement savings. My wife is a stay-at-home mom. Are we doing OK? – VibeJiver

The Moneyist: ‘I use credit cards for everything’: I’m 36, earn $62,000 and have $290,000 in retirement savings. My wife is a stay-at-home mom. Are we doing OK?

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‘Should I put her money in a 529 college plan or keep it rolling over in a CD?’

‘Should I put her money in a 529 college plan or keep it rolling over in a CD?’