NerdWallet: Keep your credit in shape, even if you don’t have debt and don’t plan to borrow No Comments Uncategorized Even if you don’t plan to borrow a dime, a good credit record is valuable. Even if you don’t plan to borrow a dime, a good credit record is valuable. Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)Click to print (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Tumblr (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pinterest (Opens in new window)Click to share on WhatsApp (Opens in new window)